{"id":7987,"date":"2016-03-22T14:41:08","date_gmt":"2016-03-22T12:41:08","guid":{"rendered":"http:\/\/www.edarges.ro\/www\/?p=7987"},"modified":"2016-03-22T14:45:34","modified_gmt":"2016-03-22T12:45:34","slug":"evenimentele-saptamanii-21-27-martie-2016","status":"publish","type":"post","link":"https:\/\/www.edarges.ro\/www\/?p=7987","title":{"rendered":"Evenimentele s\u0103pt\u0103m\u00e2nii 21 &#8211; 27 martie 2016"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>Directiva european\u0103 privind creditele ipotecare a intrat \u00een vigoare<\/strong><\/p>\n<p style=\"text-align: justify;\">Comisia European\u0103 a salutat, luni, intrarea \u00een vigoare a Directivei Europene privind creditele ipotecare, adoptat\u0103 \u00een data de 4 februarie 2014, care are drept\u00a0 obiectiv \u00eembun\u0103t\u0103\u0163irea protec\u0163iei consumatorilor pe teritoriul UE prin introducerea unor practici de creditare responsabile, informeaz\u0103 un comunicat de pres\u0103 al Executivului comunitar.<br \/>\n&#8222;Acesta este un pas important spre \u00eembun\u0103t\u0103\u0163irea informa\u0163iei consumatorilor \u015fi \u00eencurajarea unor practici de creditare responsabile&#8221;, a declarat comisarul european pentru Servicii Financiare, Jonathan Hill.<br \/>\nPotrivit Executivului comunitar, consumatorii vor beneficia de informa\u0163ii mai clare \u015fi mai inteligibile odat\u0103 cu introducerea unor formulare standardizate la nivel european, care vor permite debitorilor s\u0103 \u00een\u0163eleag\u0103 mai bine riscurile asociate cu acordul lor de credit ipotecar, precum \u015fi s\u0103 compare diferite oferte \u00een c\u0103utarea celui mai bun produs care s\u0103 r\u0103spund\u0103 nevoilor lor la cel mai bun pre\u0163. Cei mai vulnerabili consumatori vor fi proteja\u0163i de supra-\u00eendatorare prin standarde la nivel european pentru evaluarea credibilit\u0103\u0163ii aplican\u0163ilor.<\/p>\n<p style=\"text-align: justify;\">De asemenea, Directiva introduce principii pentru autorizarea \u015fi \u00eenregistrarea intermediarilor de credite. Acei intermediari de credite care respect\u0103 un nou cod de conduit\u0103 vor dob\u00e2ndi acces la un num\u0103r crescut de consumatori poten\u0163iali de pe pia\u0163a unic\u0103. Acesta, la r\u00e2ndul s\u0103u, va oferi creditorilor noi oportunit\u0103\u0163i de afaceri \u015fi va fi un nou pas spre crearea unei pie\u0163ei unice europene de creditele ipotecare.<\/p>\n<p style=\"text-align: justify;\">Directiva 2014\/17\/EC nu se aplic\u0103 contractelor \u00eencheiate \u00eenainte de 21 martie 2016. Reprezentan\u0163ii Ministerului Afacerilor Externe (MAE) au precizat c\u0103 Legea privind darea \u00een plat\u0103 a imobilului nu reprezint\u0103 o transpunere a reglement\u0103rilor europene privind contractele de credit oferite consumatorilor pentru bunuri imobile reziden\u0163iale.<\/p>\n<p style=\"text-align: right;\">Sursa: AGERPRES<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Directiva european\u0103 privind creditele ipotecare a intrat \u00een vigoare Comisia European\u0103 a salutat, luni, intrarea \u00een vigoare a Directivei Europene privind creditele ipotecare, adoptat\u0103 \u00een data de 4 februarie 2014, care are drept\u00a0 obiectiv \u00eembun\u0103t\u0103\u0163irea protec\u0163iei consumatorilor pe teritoriul UE prin introducerea unor practici de creditare responsabile, informeaz\u0103 un comunicat de pres\u0103 al Executivului comunitar. &hellip; <a href=\"https:\/\/www.edarges.ro\/www\/?p=7987\">Continued<\/a><\/p>\n","protected":false},"author":3,"featured_media":7988,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[],"_links":{"self":[{"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=\/wp\/v2\/posts\/7987"}],"collection":[{"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7987"}],"version-history":[{"count":2,"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=\/wp\/v2\/posts\/7987\/revisions"}],"predecessor-version":[{"id":7990,"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=\/wp\/v2\/posts\/7987\/revisions\/7990"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=\/wp\/v2\/media\/7988"}],"wp:attachment":[{"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.edarges.ro\/www\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}